New Citi CashReturns Card Offers Automatic Cash Back and No Earnings Cap
Citi has launched a new cash back credit card that isn’t trying to tempt you so much with the size of its rebate but with its simplicity. The new Citi CashReturns Card offers a straight one percent cash back rebate, with no earnings tiers and no cap on earnings per year, and automatically pays you by check every time you’ve earned $50. While the card is not offering the biggest rebate out there, it is surprisingly one of the very few that automatically pays out reward money. Most other cash back cards make you take the step of redeeming them, or they limit your rebate to a once per year payment. Citi is also offering a major incentive by giving 5% cash back on all purchases for the first three months of card usage.
The Citi CashReturns Card also allows cardholders to earn bigger rewards when they make purchases via the Citi Bonus Cash Center, which includes over 400 retailers. Citi CashReturns is a MasterCard credit card and is equipped with MasterCard’s PayPass technology, which allows “contactless” payments by being waved in front of a reader instead of swiped.
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