dcsimg Credit Card Calculators - indexcreditcards.com
In the News

  • "As comprehensive a list as you'll find of all the credit card offers on the table now."

Calculate how much you could save with a lower interest credit card.
Use the sliders to change the amount or type in the amount in the field to the right
How much could I save with a lower interest credit card?
Enter your current credit card balance, then the interest rate of the credit card you have now and the interest rate on the new card for which you are considering applying. Finally, choose the time period for which you want to see your potential savings and hit "Calculate" for the total. (Remember that this calculator does not include any credit card purchases you might make in the future, only the amount you could save on interest charges given your current balance.)
What is the balance on your current credit card?
$ 
What is the interest rate(shown as APR on your credit card statement) of your current credit card?
 %
What is the interest rate(APR) of the credit card you may apply for?
 %
For what period of time would you like to see savings with the new credit card?
  months
Calculate
Find out how much interest you're paying when you revolve your balances.
Use the sliders to change the amount or type in the amount in the field to the right
How much interest am I paying when I revolve balances?
If you don't pay off your credit card balance each month, you're paying more than you should in interest. But how much? Enter your credit card balance, your interest rate, and an average monthly payment, then choose a time period to see how much interest you'd actually pay over that span.
Enter your current credit card balance:
$
Enter your credit card's interest rate (shown as APR on your credit card statement):
 %
Enter your average monthly payment, in dollars.
(If you leave this blank, the calculator will use 3% of the balance in this calculation):
$ 
Over what time period would you like to calculate your interest charges?
  months
Calculate
Find out what your minimum monthly payment should be.
Use the sliders to change the amount or type in the amount in the field to the right
How much should I pay each month to get my credit card paid off?
Enter your credit card's current balance, its annual interest rate, and the amount of time in which you'd like to get the card paid off. This calculator will tell you how much to pay each month to reach that goal. (This assumes you won't make any more purchases with the card during the payoff period.)
Enter the current balance on your credit card. (How much do you owe?)
$ 
What is the card's interest rate(shown as APR on your credit card statement)?
 %
Over what period of time would you like to get this card paid off?
  months
(This calculator assumes that no new debt is added to the card.)
Calculate
Find out how fast you can pay off your credit card balance.
Use the sliders to change the amount or type in the amount in the field to the right
How long will it take to pay off my credit card balance?
Enter your credit card balance, interest rate and a monthly payment amount, then hit Calculate to see how long it would take to pay off your balance if you made that same payment every month (assuming you stopped putting new charges on the card, of course). To understand how just a little extra each month can affect the time until payoff, increase the monthly payment slightly and re-calculate -- the change may surprise you.
Enter your credit card's current balance:
$ 
Enter the card's interest rate (listed as APR on your credit card statement):
 %
Enter a monthly payment amount:
$ 
Calculate