How to Opt Out of Credit Card Offers Want to stop credit card offers from showing up in your mailbox? Here are two ways to stop the offers, or at least slow them down:

• Go to OptOutPrescreen.com or call 888-5-OPT-OUT (888-567-8688). These are the credit reporting industry’s opt-in/opt-out resources, which stops the four credit reporting agencies (Equifax, Experian, Innovis, and TransUnion) from selling your credit information to direct marketers. You can opt out for a five-year period or permanently. (You can always opt in again if you decide you’d like to get these offers in the future.)

• Add your name to the Direct Marketing Association’s (DMA) Do Not Mail file. You can access this service online by going here, or you can download the PDF form here and send it in with a $1 fee. The DMA’s member companies check against the Do Not Mail file to take out names of people who don’t want to receive offerings by mail. Your name stays on the list for 3 years, and you can re-register at the end of that period. Credit card companies get consumer information from other sources in addition to those mentioned above, so, while these two methods will considerably slow down credit card offers, the offers won’t necessarily stop completely.

Published 01/09/06 (Modified 01/30/24)